What To Do If Your Insurance Denies Your Claim
Having insurance coverage can provide peace of mind and comfort in the event that something goes wrong. Whether you’re an individual who’s involved in a car accident and needs coverage for medical bills, or a business owner who’s faced closure as a result of an emergency situation and needs to recoup incurred costs and lost profits, insurance coverage can provide much-needed financial support. But even if you make your premium payments on time and maintain robust coverage, your claim could be denied. At the office of van der Veen, Hartshorn, Levin & Lindheim, our Philadelphia insurance claim denial attorneys want to help. If your insurance claim has been unfairly denied or you have been offered less than you think you deserve, please call our team immediately for trusted representation.
Contact van der Veen, Hartshorn, Levin & Lindheim for more information.
Why Was Your Claim Denied?
Insurance companies may deny claims for various reasons, some of them legitimate and some of them not. It is important that you understand the reason why your claim was denied – the insurance company is required to provide you with this information. Common reasons for claim denial include:
- Your losses were not covered under your policy;
- Your losses derived from an event or situation not covered under your policy;
- You contributed to your losses through negligence of your own; or
- Your claim does not meet the terms of the insurance contract in some way.
In addition to the above, there are many individuals and business owners who believe that the denial of their claim is not fair or legitimate. In some cases, an insurance company may engage in bad faith practices and deny a claim merely to save the insurance company money. If you believe that your claim has been unfairly denied, call our law firm immediately.
Steps to Take Immediately After Claim Denial
When an insurance claim is denied, it’s important that the policyholder understands why the claim was denied and, if unfair or bad faith practices are suspected, that the policyholder takes action immediately. Our attorneys strongly recommend reviewing the details of your policy, documenting all interactions you have with your insurer, making sure communications are in writing, and documenting as much as you can about the incident for which you filed a claim in the first place and the damages you have suffered. Then, you should call an attorney who can help you to understand your rights and options.
Call Our Philadelphia Insurance Claim Denial Attorneys Today
Facing an unfair insurance claim denial can be daunting, but you're not without recourse. You have the right to challenge the decision and, with skilled legal representation, turn the tide in your favor. For those navigating the complexities of insurance disputes, our Insurance Claim Denial FAQ Videos offer a wealth of knowledge, equipping you with the critical information needed for a successful appeal. Our Philadelphia insurance claim denial attorneys are ready to advocate for you. Contact us for a free consultation to discuss your case in detail. We operate on a contingency fee basis, ensuring our commitment is to your success.