Philadelphia Insurance Claim Denial Attorney
Having insurance coverage can provide peace of mind and comfort in the event that something goes wrong. Whether you’re an individual who’s involved in a car accident and needs coverage for medical bills, or a business owner who’s faced closure as a result of an emergency situation and needs to recoup incurred costs and lost profits, insurance coverage can provide much-needed financial support. But even if you make your premium payments on time and maintain robust coverage, your claim could be denied. At the office of van der Veen, O’Neill, Hartshorn, and Levin, our Philadelphia insurance claim denial attorneys want to help. If your insurance claim has been unfairly denied or you have been offered less than you think you deserve, please call our team immediately for trusted representation.
Why Was Your Claim Denied?
Insurance companies may deny claims for various reasons, some of them legitimate and some of them not. It is important that you understand the reason why your claim was denied – the insurance company is required to provide you with this information. Common reasons for claim denial include:
- Your losses were not covered under your policy;
- Your losses derived from an event or situation not covered under your policy;
- You contributed to your losses through negligence of your own; or
- Your claim does not meet the terms of the insurance contract in some way.
In addition to the above, there are many individuals and business owners who believe that the denial of their claim is not fair or legitimate. In some cases, an insurance company may engage in bad faith practices and deny a claim merely to save the insurance company money. If you believe that your claim has been unfairly denied, call our law firm immediately.
Steps to Take Immediately After Claim Denial
When an insurance claim is denied, it’s important that the policyholder understands why the claim was denied and, if unfair or bad faith practices are suspected, that the policyholder takes action immediately. Our attorneys strongly recommend reviewing the details of your policy, documenting all interactions you have with your insurer, making sure communications are in writing, and documenting as much as you can about the incident for which you filed a claim in the first place and the damages you have suffered. Then, you should call an attorney who can help you to understand your rights and options.
Call Our Philadelphia Insurance Claim Denial Attorneys Today
If your insurance claim has been denied and you believe that the reason for the denial was unfair, you still have options. You maintain the right to appeal a denied claim and, if represented by an experienced attorney, your appeal may be successful. If your insurer acted in bad faith, you can also bring a bad faith insurance claim forth. To learn more about insurance claim denials and how our Philadelphia insurance claim denial lawyers can help, please call us today or send us a message telling us more about your situation. We are able to work on a contingency fee basis and always provide free consultations.